Section 55: Accidental insurance to be made

(1) The employer shall procure accidental insurance of at least seven hundred thousand rupees covering all kinds of accidents for each labour.

(2) The whole premium required for the accidental insurance referred to in sub-section (1) shall be borne by the employer.

(3) If labour dies or gets completely incapacitated mentally or physically as a result of an accident, such labour or his or her legal heir under the prevailing law shall get for compensation the per cent of the amount of insurance referred to in sub-section (1).

(4) If a labourer gets injured or incapacitated in an accident, he or she shall get compensation on the basis of the percentage of incapacitation as prescribed.